My business has been born out of a personal passion for interpreting the markets and understanding the discrepancies between fundamental value and market prices. In this pursuit we have found that all opportunities in insurance and the capital markets can be assessed and compared on a like-for-like basis, providing one can accurately forecast the risk-adjusted cashflows.
In order to forecast cashflow accurately, it is key to establish the productivity drivers for the underlying business and to identify the external influences: those things that validate or undermine the assumptions. Then, taking those drivers – as observed and refined over repeated generations of trends, ebbs and flows – the rules of finance can be applied with an appropriate sensitivity to successfully execute a transaction.
ACR harks back to the traditional roots of finance where ‘Partners’ of boutique firms were the direct contact for clients. The same Partners also conducted the operational work so there was an implicit ‘gold seal’ standard. I strongly believe in such a traditional service delivered in an all-encompassing, concierge way. It is truly bespoke and far removed from the off-the-peg industry norm that inevitably never perfectly fits.
